15 comments

Legal Mediation Practice called at 8:34 on 5/09/2008.They claimed that they were calling about a bounced check and that if I didn't pay them by noon that they were going to have me arrested.

The check that they are referring to was a payday advance. They said that not paying it was fraud. I then proceeded to call my friend that attorney and he said that they were in violation of the FCRA as well as a couple other laws. I then called them back to ask if they were trying to collect a debt they then hung up on me twice.

The third time I got through and the supervisor got flustered and asked if I believed everything I read on the internet and then started yelling. He then hung up this company is filled with liars.

DO NOT PAY THEM ANYTHING INSTEAD CONTACT AN ATTORNEY TO LOOK INTO A LAWSUIT.

Monetary Loss: $519.

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Anonymous
#327236

I had a lady call me about an attempt to buy a home for the first time and found that she had been harrassed by a payday loan company alledging she owed them.Either pay up or go to jail.

I contacted a lawyer for her via internet and I am filing a claim with FDCPA stating that they can't call you falsely stating you have committed a crime that is illegal.

Call a lawyer everyone in this situation and let the company pay you $$$$.Turn the tables and you can get paid just make sure you save any voicemail messages they have sent threatening you.

Anonymous
#156852

im recieve a call that someone is coming to my house and pick me up and take me inand serve papers.

so to answer all our questions there is nothing we can do becvause they arew the creditors and are ab;e to do anything they want. so all i can do is sit at the door waiting for the police to show up over a payday loan default cause ot dooes not fall under the FCRA

Anonymous
#124410

Kimberly Dawson worked for Countrywide Home Loans Servicing L.P.and now for BAC Home Loans Servicing L.P.

They will forclose on you and say they own the note but BAC is a servicer (they sell all their loans).

Get MERS record and you will see that they sold your loan.Fight your foreclosure right and you will win.

Anonymous
#43742

Hi, Have same problem , receive a call today @5:27pm 10/20/08 cst to pay this debt i owed ACE Cash Express or i will be arrested by 8:00 am tomorrow at my Job or at home.

I told them that i am on disability for high risk pregnancy and trying to return to work just to pay my debt , they say that they don't care that will be an example for ACE loan company for writting a bad Check.

Would you please give me some advices ??? I can't afford an attorney at this moment.

Anonymous
#42506

Local phone # for them as listed on my caller ID is 904-201-0565, same 800 number as reporter earlier in these posts.

Anywho, I spoke initially w/ a Ms. Kimberly Dawson (xt 270), who had left a brief but 'doom-and gloomy' voicemail earlier in the day. Ms Dawson was anything but polite and hung up on me twice in mid sentence. All I was asking them was what their company did and why they needed (presumably) me, and she was excessively rude. Third call back, at my request she transferred me to a Supe (Todd, no last name given). Todd was briefly helpful for about 35 seconds until he eventually hung up on me.

Keep in mind, I've become rather proficient at using the laws of the land to protect myself on one hand, and jab back repeatedly with the other (those sneaky, classless b@stards). Having gone thru this and other collection attempts in the past 18 months or so, I can assure you all this:

** YOU CANNOT GO TO JAIL NOR HAVE A GARNISHMENT LEVIED AGAINST YOU FOR FAILURE TO PAY A CREDIT CARD, OR A PAYDAY LOAN **

So at any rate, I decided that my best option is to keep calling these rude a$$es and have 3 Q's answered:

1) Who this company is

2) What is their area of expertise, ie. what is the company's function

3) How this relates to me

Using #3 as a launching point against me, Todd quickly blasted me saying since I cannot provide my personal info and confirm who I was to them, then they cannot LEGALLY tell me...

I called them back again, optioned straight for the operator (Brad, I think), and at the beginning said I was just talking with Todd and he had rudely hung up on me. Brad says "Well then so will I", and sure enuff he does.

LOL

At this point I KNOW i've got them off their balance, and so repeatedly call them back demanding answers to my questions and they wind up threatening me again with HARASSMENT!!!

The best part is, they KNOW they cannot legally do anything...and when confronting their bully tactics they change their tune

PAY YOUR BILLS, MY FRIENDS, AND PAY THEM ON TIME AND AS BEST YOU CAN. BUT ONCE THEY GO TO COLLECTION, THE 'DAMAGE' HAS BEEN DONE. ITS ALREADY AFFECTED YOUR CREDIT REPORT AND RATING. YOU DO NOT HAVE TO PUT UP WITH THEIR BULLY-PULPIT TACTICS.

If anyone's interested, I have a wonderful legal-filled letter for those harassing you at work, please drop me a line :)

-BD

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Anonymous
#39303

I received a call 10/3/08 at work today with a threat that I would be arrested at 3pm today if I did not pay my payday loan back immediatly in full.Guy was nice but very forecefull and wanted me to pay this today.

I asked for documents, etc and he could not provide them to me. I explained that I needed more information and that I would not just pay you my money without knowing who you are.

He got upset and aid, you either pay or you go to jail and be embarressed infront of oyur coworkers and family.What does one do in this situation?

Anonymous
#33267

I received a call from a Jim Clark as well, and he threatened the same thing.I was told by an attorney to call him back and ask for the documentation that he would use to file and press charges, well he said said he didn't have any of that information...

so exactly how are you going to press charges...idoits!!I'm seeking legal advice.

Anonymous
Dover, North Carolina, United States #26618

I have been contacted by Jim King as well.He is a fraud.

I have checked with all local law enforcement and everything he says is a lie.(i.e.: I would be arrested or that the police would be at my place of employment to arrest me that evening.) Do not talk to him, call an attorney and be advised of your rights, and whatever you do, DONT send them any money!!!

Anonymous
Khorramabad, Lorestan, Iran #22979

i also received a call to my work this morning and they left me a voice mail, they sounded very rude. The good think is that i have caller id and i got their local number in my caller id. I logged in into this website that you can do a reverse look up and this is what i got.

Legal Mediation Practices

1919 Blanding Blvd

Jacksonville, FL 32210

904-387-3187

Anonymous
Tully, New York, United States #22225

I just had this same thing happen to me.Payday loan which I thought was paid off back in November.

I had until 3 pm to pay or a warrant would be issued for my arrest. Guy went so far as to tell me that he didn't know me from ADAM and he didn't care what happened to me. I asked for details about the loan and he couldn't give any. Finally, I took his number and said I would get back with him by the 3pm deadline.

I called the State Attorney Office in my county(I live in Florida) and they ran my name in the database and nothing was there. When I said that it was a payday loan with a postdated check, I was told that they wouldn't prosecute anyway. I called back to 800-201-0565 x 243 and spoke with Jim King yet again. I told him that I needed his address to request disclore regarding the loan and the fees (amount was $500 more than originally set up).

He refused saying that I had his phone number. I said I needed to send a certified letter and he said no, he would just make his recommendation for the warrant. I was like, I thought they would be coming to my job or my home this evening? He got angry and started talking about me being a bad person for not paying my bills.

I told him again - I paid this back in November. I do not even have that account anymore and have no outstanding payday loans. Anyway- long story short- this place is a crock.

I am going to research to find the original creditor to see what is really going on.If I truly...

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